MONET EARNED PAY
CONSENT TO ELECTRONIC RECORDS
Version: ca-earned-pay-2026-11-07-v8

Please review this consent before deciding whether to receive your earned pay records electronically. This consent is separate from your advance agreement and your separate payroll, debit-card and ACH repayment authorizations.

Scope. With your consent, Monet Holdings Group, Inc. may provide records about earned pay electronically, including individual offers, agreements, repayment authorizations, confirmations, notices, and account-related communications. We may provide them in the Monet app or send them to the email address you give us.

What you need. You need a compatible iOS or Android device, internet access, the Monet app, and an email address you can access. To retain or print records, you need enough device storage and a way to save, print, or otherwise retain plain-text files. Before you consent, save and open the sample text file, then enter the code inside it in the app. Your accepted records will be available in the same plain-text format.

Paper copies. You may request a paper copy of an earned pay record without a fee by contacting support@monet.family or 800-265-7152 and providing a current mailing address. You may request paper records before deciding whether to consent electronically. We will provide any records that applicable law requires us to provide on paper. If you do not consent electronically and we cannot provide the necessary records in another way, we may be unable to offer a new advance.

Withdrawing consent. You may withdraw your consent to electronic records at any time by contacting us at support@monet.family or 800-265-7152. There is no fee to withdraw. Withdrawal takes effect after we have a reasonable opportunity to process it and does not affect records previously provided or your rights under an existing advance agreement. If we cannot provide the necessary records in another way, we may be unable to offer new advances after you withdraw; you may still contact us about an existing advance.

Keeping your details current. Contact us using the information above to update the email address used for your earned pay records. Tell us promptly if your mailing address changes when you have requested paper copies.

Changes. If the hardware or software needed to access or retain your records changes in a way that creates a material risk that you will be unable to access or retain them, we will notify you of the new requirements and your right to withdraw and obtain your consent again when required.

[ ] I have opened the sample record, can access and retain records in this format, and consent to receive the earned pay records described above electronically.